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Grocery delivery has become a staple for busy households, offering the convenience of doorstep shopping—but it often comes with added service fees, markups, and tipping costs. That doesn’t mean you have to overpay. With the right discount and cashback apps, you can soften the blow of these extra charges and still save on your weekly grocery haul.

Here’s a breakdown of the best apps to help you lower the cost of grocery delivery services like Instacart, Walmart Grocery, and Shipt.

  1. Use Fluz for Instant Cashback on Gift Cards

If you’re paying for your grocery delivery with a debit or credit card, you might be missing out on easy savings. With Fluz, you can earn cashback instantly when buying digital gift cards for platforms that support grocery delivery—like Walmart, Target, or even select warehouse clubs.

For example, before placing your order with Walmart Grocery, you can earn cashback with a Walmart gift card on Fluz and apply it directly at checkout. If you’re using Target’s same-day delivery through Shipt, you can get rewards with a Target gift card and still apply any Circle discounts as usual.

Because Fluz allows you to buy gift cards for the exact amount due—even just before you check out—it’s one of the simplest ways to save money without changing how you shop.

  1. Use Rakuten for Online Portal Cashback

Rakuten is one of the most popular cashback portals, and it often features deals on grocery services like Instacart, FreshDirect, or meal delivery kits such as HelloFresh. Simply start your shopping through Rakuten’s site or app, and you’ll get a percentage of your total order back as cashback.

It’s worth checking before every order—rates fluctuate, and seasonal bonuses can spike your earnings.

  1. Ibotta: Rebate Offers for Delivery and Pickup

Ibotta now supports grocery pickup and delivery for many major stores. You can link your account directly to platforms like Walmart or submit online receipts from stores like H-E-B, Safeway, and Kroger.

Even if your order is delivered, you can still earn rebates on eligible items—especially pantry staples, name-brand snacks, and household products.

  1. Delivery Platform Deals and Subscriptions

Don’t forget about store-native discounts and memberships that reduce or eliminate delivery fees:

  • Walmart+ offers free delivery, fuel savings, and mobile scan-and-go
  • Target Circle often includes delivery perks and personalized deals

While these aren’t cashback apps, they significantly reduce overall delivery costs—especially if you order frequently.

  1. Stack and Save: A Sample Strategy

Let’s say you’re planning to order $100 worth of groceries through Walmart:

That’s four layers of savings—all from one grocery order.

Final Thoughts

Just because you’re paying for the convenience of delivery doesn’t mean you have to pay full price. By combining cashback apps like Fluz, Rakuten, and Ibotta with store memberships and gift card strategies, you can enjoy the ease of grocery delivery while keeping your budget in check. The key is to plan your order just a few minutes in advance—and let the savings stack from there.